Your score
See how you measure up across five areas, with a score out of 100.
Know where you stand.
See what needs attention.
Check your protection, commitments and savings in 5 simple steps. Get a score out of 100, see your estimated gaps in RM, and find out where to focus first.
5 simple steps · A few minutes
Your answers stay in this browser.
Five areas. One clearer picture.
- Life & hibah
- Critical illness
- Medical cover
- Commitments
- Savings
More than a number.
A simple snapshot to help you decide what to look at next.
Your rank
From Stone to Diamond, see where you stand and the points to your next rank.
Your gaps in RM
Compare what you have with the calculator's targets, and see the estimated shortfall.
Your starting point
See which areas need attention, based on the goals you choose.
How the score works
Each area contributes up to 20 points. The calculator uses these reference targets: life and hibah cover of 10× annual income, critical illness cover of 3× annual income, RM1 million medical cover, monthly commitments below 70% of income, and savings of 15% of income.
These are calculator assumptions, not personalised recommendations. Results are estimates based on your answers, for education only. They are not financial advice or a product quote.
Ready to see your starting point?
A few minutes today. A clearer picture for tomorrow.
Free. No account needed.